Buying Your First Home

At Find My Loan we understand that buying your first home can be one of the most exciting yet challenging purchases you’ll ever make.  So whether you’re looking for that first apartment, or are ready to start a family in a new home, Find My Loan is here to help you every step of the way.

Before contacting Find My Loan, there’s a number of things you may like to consider to make the process of buying your first home as simple and easy as possible.

What is the Process?  CLICK HERE to go to our handy "10 Steps to Home Ownership" pages.

How much can I borrow? This is one of the most important things you’ll need to know as it will effect where and what type of home you’ll be able to afford.  CONTACT US for an obligation free estimate of your borrowing capacity.

Am I eligible for the First Home Owner Grant (FHOG)?  The FHOG can provide a real head-start if you’re in the market for your very first home. To find out more about the Grant, or to see if you’re eligible, please go to www.firsthome.gov.au

Where can I afford to buy?  Once you’ve worked out how much you can borrow and if you’re eligible for the FHOG, you can work out where you can afford to buy.  Most people already have an idea of where they would like to live, however you may discover a few areas you haven't yet considered!

Getting the best price?  Almost everyone knows that if you want to buy a car privately, you can generally drive a 'harder bargain' if you have cash in your pocket.  Fewer people realise that you can effectively do the same when buying a home.  In this case, instead of cash in your pocket - you simply need a pre-approval.  Both the Real Estate Agent and the vendor will take you a lot more seriously if they know you already have finance in place.  So contact us now to arrange your obligation-free pre-approval before you go "shopping".

Which loan is best for me?  Finally you need to determine the home loan which is right for you. Depending on your needs and circumstances, Find My Loan has a range of loans and it is our job to ensure that we assist you to select a loan that is suitable for your specific requirements.

Need Help.  CONTACT US today and speak with one of our experienced consultants obligation free.